Pesoin – Your Safe Online Loan 2.3.0

Pesoin – Your Safe Online Loan 2.3.0

LINK CREDIT LENDING INVESTORS INC. – Freeware – Android
out of 45627 votes
Latest Version
2.3.0
image/svg+xml VERY GOOD User Rating

Company information:

LINK CREDIT LENDING INVESTORS INC.

PSEC Registration Number: NO.CS201914644

Registered Business Name: Pesoin

Certificate of Authority to Operate a Financing/Lending (CA) Company Number: NO.3072

  • Tips: Please check the lending terms and conditions on our website or contact our customer service for more information:
  • Working time: 9am-6pm (Monday - Saturday)
  • Website: https://www.pesoin.com
  • Email: help@pesoin.com
  • Address: 12th Floor, Aseana Three Bldg, , Macapagal Ave cor. Aseana Ave. Aseana City Tambo City of Paranaque, Fourth District, NCR, Philippines, 1701

1. Pesoin introduction

Pesoin is an online loan platform that utilizes advanced Internet financial technology to assist individuals in resolving financial issues. The key feature is the approval of loan amounts based on credit scores, which can help with capital turnover problems.

2. Product introduction:

  • Age: Over 20
  • Loan amount: ₱1,500 - ₱8,000
  • Loan period: 120 days, 150 days, or 210 days
  • Fees and Charges:
  1. Maximum Annual Interest Rate (APR): 18.25% per year
  2. The daily Interest rate: 0.05%
  3. Transaction fee: ₱25-₱130. The transaction fee is charged in advance by the transaction channel upon successful loan approval.
  4. Service fee: 0%

For example:

If you choose a loan limit of ₱4,000 with a period of 120 days (4 months), the daily interest rate is 0.05%, the transaction fee is ₱25, and there are no service or other fees, then you will need to pay:

  • Service fee: ₱4,000 * 0% = ₱0
  • Amount in hand: ₱4,000 - ₱25 = ₱3,975
  • Total interest fees: ₱4,000 * 0.05% * 120 = ₱240
  • Monthly interest to be paid: ₱4,000 * 0.05% * 30 = ₱60
  • Total repayment bill at due date (Loan Amount + Total interest fee): ₱4,000 + ₱240 = ₱4,240
  • Monthly repayment: ₱4,240 / 4 = ₱1,060

3. Who can borrow?

Pesoin is one of the earliest online lending platforms in the Philippines. If you are over 20 years old, have a stable mobile number, and a stable source of income, you can come to Pesoin to borrow cash money or make a peso loan. We will increase the limit and loan period based on your credit score! The more data you provide, the higher your credit score. The borrowing steps are as follows:

  1. Download the Peso in app
  2. Fill in the required data
  3. Wait for the review process
  4. Receive your peso after 1-2 days

4. How to repay?

You can repay using G-cash, bank card transfer, ATM transfer, 7-Eleven, etc.

Overview

Pesoin – Your Safe Online Loan is a Freeware software in the category Business developed by LINK CREDIT LENDING INVESTORS INC..

The latest version of Pesoin – Your Safe Online Loan is 2.3.0, released on 10/17/2023. It was initially added to our database on 10/17/2023.

Pesoin – Your Safe Online Loan runs on the following operating systems: Android.

Users of Pesoin – Your Safe Online Loan gave it a rating of 4 out of 5 stars.

Pros

  • User-friendly interface that simplifies the loan application process.
  • Quick turnaround time for loan approvals and disbursements.
  • Offers competitive interest rates compared to traditional lenders.
  • Flexible loan amounts to cater to various financial needs.
  • Strong focus on customer safety and data privacy.
  • Dedicated customer support available to assist borrowers.

Cons

  • Limited availability in certain regions or states.
  • Higher interest rates compared to some peer-to-peer lending platforms.
  • Potential fees associated with late payments or servicing.
  • Lack of in-person support options for those who prefer face-to-face interaction.
  • Not all customers may qualify for loans due to credit requirements.

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